SKB & Associates | IMS Insurance

Your Investment Property

Property Address*

Address Line 2

City*

State*

*

ZIP / Postal Code

Year Built (approx)*

Select Landlord Insurance Product*

Select Option:
Landlord Protection
Landlord Protection & Building

Sum Insured*

Landlord Insurance (Home)

Price: $ 0.00

Stamp Duty (Victoria)

Price: $ 0.00

Stamp Duty (Western Australia)

Price: $ 0.00

Stamp Duty (Tasmania)

Price: $ 0.00

Stamp Duty (New South Wales)

Price: $ 0.00

Stamp Duty (Queensland)

Price: $ 0.00

Stamp Duty (South Australia)

Price: $ 0.00

Stamp Duty (Australian Capital Territory)

Price: $ 0.00

Fire Levy (NSW)

Price: $ 0.00

Broker Fee

Price: $ 80.00

GST

Price: $ 0.00

Total

$ 0.00

Including GST

Unit / Townhouse

Price: $ 0.00

Landlord Insurance (Unit/Townhouse)

Price: $ 0.00

Stamp Duty (Victoria)

Price: $ 0.00

Stamp Duty (Western Australia)

Price: $ 0.00

Stamp Duty (Tasmania)

Price: $ 0.00

Stamp Duty (New South Wales)

Price: $ 0.00

Stamp Duty (Queensland)

Price: $ 0.00

Stamp Duty (South Australia)

Price: $ 0.00

Stamp Duty (Australian Capital Territory)

Price: $ 0.00

Fire Levy (NSW)

Price: $ 0.00

Broker Fee

Price: $ 40.00

GST

Price: $ 0.00

Total

$ 0.00

Including GST

Would you like to:*

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Purchase policy

Email*

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Insured Name*

Phone*

Email*

Enter Email Confirm Email

Street Address*

Address Line 2

City*

State*

Post Code*

ZIP / Postal Code Country

Send my policy invoice to my Property Manager for payment from my rental account*

Yes
No

Your Real Estate Agent

Full Name

Your Real Estate Agent's Email

Enter Email Confirm Email

Your Insurance History

Has any insurer ever declined to insure you or declined to renew your policy or asked that you agree to special terms or conditions?

For Landlords Insurance*

Yes
No

For Building Insurance*

Yes
No

For Landlords Insurance*

Yes
No

For Building Insurance*

Yes
No

Have you during the past three years had three or more claims under a Landlords or Building Policy or made a claim of more than $5,000?

Are you aware of any current circumstances which may give rise to a claim under this insurance?

For Landlords Insurance*

Yes
No

For Building Insurance*

Yes
No

Does the property have any existing damage?

Existing Damage*

Yes
No

Briefly Describe*

Your Instructions And Authorisations

Instructions and Authorisation*

Both Building And Landlord Insurance
Landlord Insurance Only
Building Insurance Only

Your Initials*

Credit Card

MasterCard

Visa

Card Number Expiration Date Security Code Cardholder Name

Coupon

Policy Reference ID

Schedule of Insurance

Class of Policy:

Invoice Number:

RESIDENTIAL LANDLORDS PROPERTY INSURANCE - GUILD INSURANCE LIMITED

Policy Details

COVERING : (NOTE FLOOD COVER IS EXCLUDED UNDER POLICY COVERAGE)

SECTION 1. BUILDINGS ( Accidental loss or damage ) $ {Sum Insured: 10}

SECTION 2. CONTENTS (for Accidental loss or damage ) $ 60,000.00
Landlords Fixtures, Fittings & Contents

SECTION 3. RENTAL DEFAULT $ 1,000.00

a)Loss of Rent - up to 52 Weeks (maximum of $ 1,000 per week)

SECTION 4. RENTAL DEFAULT $ NIL

SECTION 5. LEGAL LIABILITY (any one occurrence) $ 20,000,000

POLICY ADDITIONAL BENEFITS:

Malicious Acts by tenants-up to Building sum insured & $ 60,000 on Contents

Theft by tenants up to 10% of building sum insured & $ 60,000 for Contents

Exploratory Costs up to $ 5,000

Locks & Keys up to $ 1,000 if keys stolen or following eviction of tenant

Debris removal & demolishing costs - up to 10% of Building & Contents sum insured

Rebuilding fees - architects/surveyor - Up to 10% of building sum insured

Landscaping up to $ 2,000 for reasonable cost of replacement

Loss of metered water or gas up to $ 500 (if liable to pay)

Rainwater Tank up to $ 1,500 for a new tank if building replaced

Solar Panels - up to $ 2,000 towards a solar heating system if building replaced

Mortgage discharge costs up to $ 5,000 and to prepare new title deeds if full sum insured paid for building

Fumigation Costs up to $ 5,000 following a death in you building

Legal expenses up to $ 7,500 to minimise your loss of rent

Malicious acts by tenants - up to $ 60,000 for Contents damage and including damage to buildings if building is not insured under building section of policy(see policy document for conditions).

Temporary repairs - reasonable cost to prevent further loss or damage

Tax audit fees - up to $ 5000

EXCESS: $ 250 each and every claim except cyclone damage where excess is $ 5,000 each claim

****************************************************************************************

THIS IS A SUMMARY OF THE POLICY COVERAGE. PLEASE REFER TO THE POLICY DOCUMENT FOR ALL OF THE TERMS, CONDITIONS, EXCEPTIONS AND EXCLUSIONS. ISSUED BY MME Australasia Insurance Services authorised representatives of SOUTHERN CROSS BROKERS PTY LTD acting under a binder arrangement and as an agent of Guild Insurance Ltd ABN 55 004 538 863 AFSL 233791.

IMPORTANT

This document provides only brief details of the insurance. The full terms and conditions are in the policy document and it is essential that these are read carefully. If you have a question, or if any aspect of your cover is unclear, please contact Southern Cross Brokers Pty Ltd for clarification.

YOUR DUTY OF DISCLOSURE

Before you enter into a Contract of general insurance with an Insurer, you have a duty under the Insurance Contracts Act 1984 to disclose to the Insurer every matter that you know, or could reasonably expect to know, is relevant to the Insurer's decision whether to accept the risk of Insurance and if so, on what terms. You have the same duty to disclose those matters to the Insurer before you renew, extend, vary or reinstate a Contract of general insurance. Your duty however does not require disclosure of matter:

- that diminishes the risk to be undertaken by the Insurer
- that is common knowledge
- that your Insurer knows or, in the ordinary course of business, ought to know
- as to which the compliance with your duty is waived by the Insurer.

NON-DISCLOSURE

If you fail to comply with your duty of disclosure, the Insurer may be entitled to reduce the liability under the Contract in respect of a claim or may cancel the Contract. If your non-disclosure is fraudulent, the Insurer may also have the option of avoiding the Contract from its beginning.

Clients who are not fully satisfied with our services should contact our Complaints Officer. Southern Cross Brokers Pty Ltd are members of the Financial Ombudsman Service (FOS) a free service, and follow the principles of the Insurance Brokers Code of Practice. Further information is available from our office. You can contact FOS directly on 1300 780 808.

Payment Methods

Biller Code: 112359
Ref: 013004427147837
Contact your financial institution
to make this payment from your
nominated account.

Acct Name: Southern Cross Brokers Pty Ltd - ATF
BSB: 013395 Account: 461796259
Reference: {Unique ID:122}

Mail this portion with your cheque payable to:
Southern Cross Brokers Pty Ltd PO Box 593
PORT MELBOURNE VIC 3207

To pay with your MasterCard, Visa
Call 1800 R U SURE (787 873)